Flexible, non-dilutive growth capital
We've been providing debt capital for more than a decade. Let our experience help you reach your goals.
About

We provide non-dilutive capital to emerging businesses in order to help them extend their cash runway, purchase essential equipment, and achieve milestones. The firm was founded in 2012 by a group of entrepreneurs and investment professionals with the mission to support private businesses without access to established capital markets. Since that time, we have funded more than 500 loans. The firm is headquartered in St. Louis, with additional resources in Miami, San Francisco, and Park City.

What we do
We offer lower cost, non-dilutive capital to businesses with a strong management team and an established product or service. We spend the time to understand the needs of your business to tailor the loan to fit your preferences. Our loans range from $250,000 to $10,000,000 depending on the size of your business and are typically term loans or delayed-draw term loans. Our loans can be used for extending cash runway, general working capital purposes, the purchase of essential equipment, and increasing your marketing budget. In certain circumstances, we will also consider equity investments.
Representative transactions

Jiobit

Secured Term Loan - Repaid (Cash Flow)

Savi

Senior Secured Term Loan - Repaid (Refinance)

Simpl

Asset-Based Loan Facility - Repaid (Refinance)

Swell

Asset-Based Loan Facility - Repaid (Refinance)
Learn more
Claims finance: We provide hospitals with critical liquidity by advancing funds against existing insurance claims. Shorten your revenue cycle, receive enhanced analytics about the value of your claims portfolio, and save critical time and cost by instantly and automatically posting remittances to your claims management system. Whether you are a hospital or a hospital-owned physicians group, we will work with you to unlock significant liquidity in your claims portfolio.
Medical office financing: We offer affordable loans to medical offices for everything from equipment loans and office renovations to merger financing.
Want your invoices paid faster? Finuvo advances up to 90% of an invoice's value in exchange for a small fee when the invoice is ultimately paid by your customer.
We partner with industry leading payments technology providers to help you save significant time and cost in your back office. Eliminate time wasted by stuffing paper checks into envelopes and let Finuvo and our partners execute all of your payments, whether they are checks, ACH, virtual cards, domestic or international. We'll generate rebates where we can and return dollars back to you just like rewards on your personal credit card all at no cost to you! We can also offer supply chain financing including reverse factoring or dynamic discounting to help you extend your days payable and improve the health of and your relationships with your supply chain.
our team

Heather Hamilos

COO and Co-founder

Paul Hamilos

Partner and Co-founder

Randy Sternke

Partner and Co-founder
Contact us to learn how we can help.
Our team of underwriters will work with you to find out how Finuvo can best help with your financing needs.
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